The Deal
Wednesday, November 25, 
4:43 am

A Citi-BofA merger? Why bother?

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Here’s a story that’s massive but meaningless: The Wall Street Journal reported Wednesday that a prominent investment banker called Citigroup Inc. to suggest a merger with Bank of America Corp. The story said Citigroup's board dismissed the approach as "totally out of hand" and no talks resulted.

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What’s more, Bank of America said it never authorized a formal proposal to Citigroup. How massive would a Citi-BofA merger be? It would form a bank with $4 trillion in assets — almost twice the size of HSBC Holdings plc, the biggest European bank. The story seems meaningless because Citigroup already seems unmanageable at its current size — adding Bank of America sure wouldn’t help that problem. And Bank of America now controls almost 10% of the U.S. deposit market — the maximum allowed by regulators. Merging Citi and BofA would probably mean selling off one bank’s retail network, which would beg one question: Why bother? — Peter Moreira

See Reuters story on The Wall Street Journal report
See Wall Street Journal story



Comments

From: Sue Under,

The NewsVisual article on the rumored merger of Citi and BofA http://www.newsvisual.com/newsvisual/2007/11/bank-of-america.html#more suggests that common connections between the two banks’ Executives and Directors could make a deal workable.


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