When it comes to bankruptcy this year, "more middle-market companies are filing than nonmiddle-market companies," says Dan McElhinney, managing director of corporate restructuring for Epiq Systems Inc. "The reality is that middle-market companies are having a lot of problems, especially in areas that rely on consumer spending," says McElhinney. "Those companies don't have access to capital markets in the same way larger companies do." For more on the middle market, watch "Dodd-Frank effect on middle-market PE." -Katie Roof